We collect personal, financial, and contact information voluntarily provided by you through secure forms, interactive tools (such as calculators), downloadable resources, scheduling systems, or email communication. This may include, but is not limited to:

• Contact information (name, email address, phone number)
• Income, expenses, debts, and assets
• Financial goals and household data
• Information entered into interactive tools and calculators
• Related disclosures necessary to prepare and deliver services

By submitting your information, you consent to receive communications from ClariFi related to your inquiry as well as periodic marketing updates, educational materials, and promotional offers. You may opt out of these communications at any time by clicking the "unsubscribe" link in our emails.

By submitting your information through our forms, calculators, or downloads, you agree to receive email communications from ClariFi. These may include:

• Educational resources and financial tips
• Event invitations and webinar announcements
• Promotional offers for coaching services and digital products
• Follow-ups related to your request or downloaded content
• Newsletter updates and company news

We use reputable third-party email service providers that comply with applicable data protection laws (including CAN-SPAM, GDPR, and CCPA) to manage our communications securely.

Your information is used to:

• Deliver contracted services, including the Money Strategy Session and deliverables
• Prepare and customize financial strategies based on your unique situation
• Communicate with you regarding scheduling, updates, and follow-up
• Send educational content and marketing communications (with your consent)
• Improve the client experience and internal processes
• Maintain records for legal compliance and business operations

We may share limited personal information (such as name and email address) with trusted third-party service providers solely for the purpose of delivering our services and sending relevant communications. These providers include:

All third-party providers maintain enterprise-grade security, encryption, and compliance with major privacy frameworks (including GDPR, CCPA, CAN-SPAM, and SOC 2). By submitting your information through our website or related tools, you acknowledge that your data may be securely processed and stored by these platforms in accordance with their respective privacy policies.

You agree not to submit Sensitive Identifiers such as bank account numbers, routing numbers, Social Security numbers, driver's license numbers, or online banking credentials.

We do not require or request these identifiers for service delivery. If such data is inadvertently provided, we may delete or securely dispose of the record and request resubmission of properly redacted documents.

We do not share, sell, or transfer your data to third parties except:

• When required by law, regulation, subpoena, or court order
• When necessary to protect our legal rights or comply with applicable laws
• With your explicit written consent (e.g., sharing anonymized testimonials)

Your data is retained based on the purpose for which it was collected:

• Service Delivery Data: Retained as long as necessary to fulfill contracted services, meet legal and compliance obligations, and maintain accurate business records
• Marketing Data: Retained until you unsubscribe or request deletion
• Calculator/Tool Data: Temporarily stored (typically 24-48 hours) for download delivery, then automatically deleted unless saved for customer support purposes

We may securely delete or anonymize your data after services are completed or upon your request, in accordance with internal data retention policies and legal requirements.

You have the right to:

All privacy requests will receive a written response within 30 calendar days, consistent with the Colorado Privacy Act (CPA), CCPA, and other applicable privacy regulations.